Financial Options to Get You Access to Affordable Dentistry

A woman stands with her hands out in front, palms facing up with a piggy bank hovering over one hand and a tooth hovers over the other.

Similar to other health and wellness costs, having a dentist examine your teeth for cleaning and repairing damage to your teeth can be an expensive investment. One of the biggest reasons people avoid visiting their dentist is a challenge in how to pay for care. Many people are not aware of what to do to get quality, affordable dentistry.

In reality, there are many affordable options for patients to get the dental care they need while staying within their budget here at Southfield Family Dental. Keep reading this post to learn about some of your options to see one of our professional dentists without breaking your bank. 

1. Affordable Dentistry Begins with Insurance

The most common method of covering dental expenses is through dental insurance. Your first step is to check whether or not you have dental insurance coverage. The most common types are employer-provided and private insurances. If you have insurance, make sure to check what restrictions there are. Usually, these restrictions will relate to what dentist you can visit, these will be the ones considered “in-network.”

A common practice is to include services such as two cleanings and check-ups per year. For other treatments, you will often get a discount either as a reduced fee or a percentage discount. Additionally, private insurances typically set annual and lifetime limits for spending. Educate yourself on the specific limits of your plan. Remember that insurance usually will not cover cosmetic procedures such as getting veneers. 

2. Pay Your Dentist Directly

Many dentists will offer a discount if you can pay the full amount of a treatment up-front. Your dentist may choose to provide these discounts to save on administrative costs and to gain the total amount right away. Also, third-party payment plans are typically not great for dentist’s offices.

Paying in cash could get you a better discount as the dentist won’t need to cover processing fees. Don’t worry - most dentists accept credit cards as well. For example, Southfield Family Dental accepts most major credit cards, including Visa, Mastercard, Discover, and American Express.

Even if you can’t pay the entire amount of the treatment up-front, your dentist may have an in-house dental payment plan. Here at Southfield Family Dental, we provide a payment plan to ensure everyone has access to quality dentistry. Our system is called SmartPay and requires patients only to make a small down payment. Then you can schedule ongoing payments to contribute from your checking account or credit card for up to 12 months. A credit check isn’t necessary. 

3. Obtain a Dental Loan

Another option you could pursue is taking out a loan to cover dental work. Taking out a dental loan allows you to take advantage of the up-front payment perks by covering the treatment right away. Then you can repay the loan at the pace you set up with your loaning agent. 

Choose the Right Clinic to Get the Best Affordable Dentistry Options

Here at Southfield Family Dental, we continually explore new options to serve our clients better. Through recent requests, we will begin accepting online payments in the near future. We work with all the major credit card companies, and have existing relationships with most insurance companies. If you have dental insurance for a company we don’t currently work with, we can make contact with them and begin accepting their coverage for you.

Give the professional team at Southfield Family Dental a call today at (248) 234-9987 to discuss your options or set up an appointment.

My Tooth Hurts - What Should I Do?

Pain is no fun. No matter how old you are or where your pain is, hurting is no good. If you have ever had a toothache, you know what we are talking about. Whether it is from an injury, an infection, gum disease, or another reason, tooth pain can...

Types of Cosmetic Dentistry Procedures

Imagine listening to a joke. The story builds slowly, then the punchline hits, and the corners of your lips start to shoot up. Flashing a smile is natural at this point. For those who aren’t confident in their smile, a moment of natural joy...

The top 4 Teeth Whitening Options for a Brighter Smile

Getting that movie star smile is a tough goal to reach. Each smile and mouth is unique, but there are some steps you can take to help give yourself the whitest smile while also improving your dental hygiene. Read on to learn more about what you can...

Avoid Dental Injuries During Summer Sports

Summer is the time to get out and enjoy yourself. A lot of adults and children break out of the house to be active while enjoying some fun in the sun. Make sure to be careful while playing sports this summer. Many people injure themselves,...

How Often Should I Replace My Toothbrush?

If you can see your toes poke through your socks, it is time to get a new pair. When the milk jug is empty, you might want to grab another one. The right time for a toothbrush replacement is not always so easy to know. Check out the following...

Signs You Need Your Wisdom Teeth Taken Out

With age comes bodily changes. The development and changes in your mouth are no different than every other part of your growing body. Teeth go through many stages. People also develop at different rates; each mouth is unique! From...

What Happens if You Don't Treat a Cavity?

Cavities have been a bad word for as long as they have had a name. It is no secret that the very thought of one may make your teeth clench in opposition to treatment. While the majority of people are familiar with cavities and know the treatment...

What Should You Do If a Permanent Tooth Feels Loose?

After we lose all of our baby teeth, our adult teeth have to last us for the rest of our lives. That’s a lot to ask, given the amount of work and abuse that our teeth have to withstand daily. Thankfully our molars and incisors are up to...

Are Dental X-Rays Safe During Pregnancy?

From how to exercise to what foods to avoid, everyone seems to have a perspective on the “right way” to go through a pregnancy. Pregnancy can bring all sorts of advice. Some of this advice can be very helpful while other times the...
Page: 123456 - All